Direct deposit for individuals with a Canadian bank account
You may enrol in direct deposit for most payments and benefits you receive from the Government of Canada. If you have moved or switched banks, you can also change your banking information on file.
Information you need to enrol in direct deposit
- Your name, address and date of birth
- Your payment type(s) and the associated personal; identifier(s), for example: your social insurance number (SIN) or your file number
- A void cheque or your bank account information and
- You may be asked to provide additional information during the registration process to validate your identity
How to enrol in direct deposit
If your payment is not included on this list, you can find contact information for all other federal departments and agencies on the Government of Canada Web site or by calling 1‑800‑O‑Canada (1‑800‑622‑6232). Current federal public servants should consult the Public Service Pay Centre for direct deposit issues related to their pay.
By telephone
Canada Revenue Agency
Services:
- Income Tax Refund
- Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit and any similar provincial and territorial payments
- Canada Child Benefit (CCB) and any similar provincial and territorial payments
- Working Income Tax Benefit
- Deemed Overpayment of Tax
Telephone: 1‑800‑959‑8281
Service Canada
Services:
- Canada Pension Plan (CPP) and Old Age Security (OAS)
- Telephone: 1‑800‑277‑9914
- Teletypewriter (TTY): 1‑800‑255‑4786
- Employment Insurance (EI)
- Telephone:1‑800‑206‑7218
- TTY: 1‑800‑529‑3742
- Canadian Government Annuities
- Telephone: 1‑800‑561‑7922
- Apprenticeship Grants
- Telephone: 1‑866‑724‑3644
- TTY: 1‑866‑909‑9757
Government of Canada Pension Centre
Services:
- Federal public service pension plan
- Telephone: 1‑800‑561‑7930
- Teletypewriter (TTY): TTY:506‑533‑5990
(collect calls accepted)
Online
Canada Revenue Agency
Services:
- Income Tax Refund
- Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit and any similar provincial and territorial payments
- Canada Child Benefit (CCB) and any similar provincial and territorial payments
- Working Income Tax Benefit
- Deemed Overpayment of Tax
Service Canada
Services:
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
- Employment Insurance (EI)
Veterans Affairs Canada
Services:
- Veterans allowance and benefits
Bank of Canada
Services:
- Canada Savings Bond
- Canada Premium Bond
In person
Banks and credit unions
Most financial institutions in Canada including Bank of Montreal (BMO), Canadian Imperial Bank of Commerce (CIBC), Desjardins, Royal Bank of Canada (RBC), Toronto Dominion (TD) and Scotiabank and a large number of credit unions will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments listed below.
- Canada Revenue Agency
- Income Tax Refund
- Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit and any similar provincial and territorial payments
- Canada Child Benefit (CCB) and any similar provincial and territorial payments
- Working Income Tax Benefit
- Deemed Overpayment of Tax
- Service Canada
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
Ask your teller about direct deposit during your next visit. The direct deposit form (HTML and PDF formats) can be downloaded if your bank does not have any on hand.
Service Canada offices
You can enrol to receive your Canada Pension Plan, Old Age Security and Employment Insurance payments by direct deposit by visiting your nearest Service Canada office.
By mail
You can enrol by completing and mailing in a single direct deposit enrolment form for one or several of the following Government of Canada payments:
- Canada Revenue Agency
- Income Tax Refund
- Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit and any similar provincial and territorial payments
- Canada Child Benefit (CCB) and any similar provincial and territorial payments
- Working Income Tax Benefit
- Deemed Overpayment of Tax
- Service Canada
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
Canada direct deposit enrolment form
Direct deposit form instructions
Payments not included on the Canada direct deposit enrolment form
You can enrol in other payments by mail through the issuing departments directly. Please visit their Web sites to find out how.
- Bank of Canada
- Canada Savings Bond
- Canada Premium Bond
- Veterans Affairs Canada
- Veterans allowance and benefits
- Government of Canada Pension Centre
- Federal public service pension plan
- Aboriginals Affairs and Northern Development Canada
- Accounts payable and/or grants and contributions
How to enrol in direct deposit for your Government of Canada payments
- Date modified: