| Average | DTI | Insurance | |
|---|---|---|---|
| "One size fits all" approach | 33% | 42% | 24% |
| Regulatory burden/pace of change | 33% | 21% | 44% |
| Staff are not knowledgeable/experienced enough | 12% | 12% | 12% |
| Canadian context not considered in influence/adoption of Int’l practices | 10% | - | 20% |
| Too much interference in day-to-day management | 8% | 8% | 8% |
| Too rules-based/prescriptive | 8% | 17% | - |
| Guidelines are unclear | 6% | 8% | 4% |
| Lack of balance between prudential considerations & FI’s need for growth | 4% | - | 8% |
| RM turnover is too high | 4% | 4% | 4% |
| Other mentions | 14% | 21% | 8% |
BASE: Those who are not "very satisfied" with OSFI , excluding those with no opinion (Total n=49; DTI n=24; Insurance n=25)
Note: Excludes n=11 responses of "don’t know/no answer"