| Average | DTI | Insurance | |
|---|---|---|---|
| Scale expectations to size and complexity of business | 49% | 51% | 46% |
| Reduce regulatory burden/pace of change for small institutions | 24% | 23% | 26% |
| Capital Requirements suitable for small/mid-sized institutions | 14% | 13% | 14% |
| Corporate Governance suitable for small/mid-sized institutions | 12% | 8% | 17% |
| ORSA | 9% | - | 20% |
| Awareness of differences in parent and branch/subsidiary relationships | 7% | 13% | - |
| Compliance | 7% | 5% | 9% |
| Balance prudential considerations with FI need to compete/grow | 5% | 10% | - |
| Explanation of guidelines/expectations | 5% | 3% | 9% |
| Risk Management | 4% | 3% | 6% |
| Other | 14% | 15% | 11% |
BASE: Small and mid-sized institutions, excluding those without an opinion (Total sample n=74; DTI n =39; Insurance n=35)