Direct deposit
The Government of Canada is switching from cheques to direct deposit, an electronic transfer of funds deposited directly into your bank account. Direct deposit is faster, more convenient and more secure. Enrol for direct deposit or update the banking information you already have on file.
Sign up or modify details for direct deposit
Once you choose an option, the next question or an answer will appear below.
Select your payment for direct deposit:
Canada Pension Plan (CPP) or Old Age Security (OAS)
Do you want this payment deposited into a Canadian or Foreign bank account?
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Canadian
Sign up or change bank information for Canada Pension Plan or Old Age Security
- Online:
- Direct deposit with My Service Canada Account
- By phone:
- 1-800‑277‑9914
- By Teletypewriter (TTY):
- 1-800‑255‑4786
- In person:
- At your nearest Service Canada office.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
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Income tax refunds or Working income tax benefit
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for direct deposit for CRA payments
- Online:
- Direct deposit with CRA My Account (for individuals)
- By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Working income tax benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
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Foreign
Direct deposit for Canada Revenue Agency from abroad
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Goods and services tax (GST)/Harmonized sales tax (HST) credit or provincial equivalent (example: Ontario trillium benefit, Alberta climate leadership adjustment)
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for direct deposit for CRA payments
- Online:
- Direct deposit with CRA My Account (for individuals)
- By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Working income tax benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
-
Foreign
Direct deposit for Canada Revenue Agency from abroad
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Canada child benefit
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for direct deposit for CRA payments
- Online:
- Direct deposit with CRA My Account (for individuals)
- By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Working income tax benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
-
Foreign
Direct deposit for Canada Revenue Agency from abroad
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Employment Insurance (EI) benefits and leave
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for Employment Insurance and leave
- Online:
- Direct deposit with My Service Canada Account
- By phone:
- 1-800‑206‑7218
- By TTY:
- 1-800‑529‑3742
- In person:
- At your nearest Service Canada office
-
Foreign
Direct deposit not available abroad
The Employment insurance program does not issue direct deposit payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Veterans Allowance and Benefits
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for Veterans Allowances and Benefits
- Online:
- Veterans direct deposit online
- By mail:
- Complete this form, veterans direct deposit instructions by mail and send it to the address on the page.
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Federal public service pension plans
Please select your public service pension plan.
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Federal Public Service Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for the Federal Public Service Pension Plan
- By phone:
- 1-800‑561‑7930 (toll-free; Monday to Friday 8 am to 4 pm your local time)
- By email:
- pwgsc.pensioncentre-centredespensions.tpsgc@tpsgc-pwgsc.gc.ca
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Foreign
Direct deposit with a foreign bank account for the Federal Public Service Pension Plan
- By phone (collect calls accepted):
- 506‑533‑5800 (Monday to Friday 8 am to 5 pm Atlantic Time)
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
-
-
Royal Canadian Mounted Police (RCMP) Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for an Royal Canadian Mounted Police pension plan
- By phone:
- 1-855‑502‑7090
- By email:
- pensioncentrercmp.centredespensionsgrc@tpsgc-pwgsc.gc.ca
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Foreign
Direct deposit with a foreign bank account for an Royal Canadian Mounted Police pension plan
- By phone (Outside Canada and the United States):
- 1-506‑533‑5800 (Monday to Friday 8 am to 4 pm)
- By phone (From within Canada or the United States):
- 1-800‑267‑0325 (Monday to Friday 8 am to 4 pm)
- By email:
- pensioncentrercmp.centredespensionsgrc@tpsgc-pwgsc.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
-
-
Canadian Armed Forces Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for Canadian Armed Forces pension plans
- By phone:
- 1-800‑267‑0325 (Monday to Friday 8 am to 4 pm)
- By email:
- pensioncentrecaf.centredespensionsfac@tpsgc-pwgsc.gc.ca
-
Foreign
Direct deposit with a foreign bank account for Canadian Armed Forces pension plans
- By phone (collect calls accepted):
- 613‑946‑1093 (Monday to Friday 8 am to 4 pm EST – excluding statutory holidays)
- By email:
- pensioncentrecaf.centredespensionsfac@tpsgc-pwgsc.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
-
-
Judges Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for for judges' pension plans
- By phone:
- 1-877‑583‑4266 (Monday to Friday 8 am to 4 pm)
- By email:
- info@fja-cmf.gc.ca
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Foreign
Direct deposit with a foreign bank account for judges' pension plans
- By phone:
- 613‑995‑5140
- By email:
- info@fja-cmf.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
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Federal public service pay
Direct deposit for public service pay
Current federal public servants should consult the Public Service Pay Centre for direct deposit issues related to their pay.
Canadian Government Annuities
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up for direct deposit or change bank information for Canadian Government Annuities
- By phone (Canada and the US):
- 1-800‑561‑7922 (Monday to Friday, 8 am to 4 pm AST)
- By phone (outside North America):
- 1-506‑548‑7972 (call collect; Monday to Friday, 8 am to 4 pm AST)
- By fax:
- 1-506‑548‑7428 (Monday to Friday, 8 am to 4 pm AST)
- By mail:
- Canadian Government Annuities Branch
Employment and Social Development Canada
P.O. Box 12,000
Bathurst NB E2A 4T6
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Student loans
Apprenticeship grants
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change banking information for apprenticeship grants
- By phone:
- 1-866‑724‑3644
- By TTY:
- 1-866‑909‑9757
-
Foreign
Direct deposit not available abroad
The apprenticeship grants program does not issue direct deposit payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Canada Premium Savings Bond and Canada Savings Bond
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change bank information for Canada Premium Savings Bonds and Canada Savings Bonds
- Online:
- Bank of Canada direct deposit online
- By mail:
- Complete this Bank of Canada direct deposit form (PDF, 806KB) and send it to the address indicated within.
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Foreign
Direct deposit not available abroad
The Bank of Canada does not issue direct deposit payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Indigenous payments, grants and contributions
Are you setting up direct deposit for a business/supplier?
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Yes – for a business
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No – for me or another individual
Do you want this payment deposited into a Canadian or Foreign bank account?
-
Canadian
Sign up or change banking information for Indigenous payments, grants and contributions
- By mail:
- Complete the Indigenous and Northern Affairs Canada forms and send it to the address indicated within.
-
Foreign
Direct deposit not available abroad
Indigenous and Northern Affairs Canada does not issue direct deposit payments to individuals with foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
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